Locally and regionally, Louisiana hosts a wealth of lived experiences in the field of disaster recovery. Louisiana Sea Grant (LSG) seeks to harness that knowledge through partnerships of area experts to design a program focused on raising knowledge and understanding of insurance complexities. For example, we intend to aid understanding of the distinctions between coverage by homeowners and flood insurance and the limitations of each. We plan to provide information about why a policy holder might consider both policies. Ultimately, the project goal is to empower the consumer to make informed decisions about their insurance needs in coastal communities. 

To achieve this goal, LSG will host a series of round-tables and focus groups with community partners to understand needs and data gaps. This information will be used to create a series of outreach materials to help coastal communities understand these insurance issues. Through factsheets, short videos, social media posts, and outreach events, this project aims to provide accurate, accessible, and understandable information about insurance. The topics covered in this project will be chosen based on suggestions and requests from community members, such as residents and extension agents. While this project is taking place in Louisiana, the resources and outcomes are designed to be replicable for communities across the Gulf of America.